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  • Writer's pictureTom Fowler

Car Accident Insurance Lawyer: What You Didn't Know and Why

Updated: Sep 21, 2021

It seems like car accidents are happening more and more these days. In the past few weeks, I've heard of three different car accident stories from friends. With car insurance rates on the rise, it's important to know what your rights are when you're involved in one of these terrible events. Our car accident lawyer can help you through this difficult time by providing reliable advice and representation at no cost to you. Visit this link for more information.

There are car accident lawyers and car accident legal professionals, but what is the difference? There are many car accidents that happen every day in this country. The rates of these car accidents can vary drastically from place to place. In some areas, there is a high rate of car accident fatalities while other places have lower cases of injury and death. If you live in an area where car accidents are more dangerous, then it may be wise for you to consult with a car accident insurance lawyer if you or someone close to you has been involved in an auto collision. Read about What to do After a Car Accident: Tips for Finding the Right Insurance Lawyer here.

What you didn't know about car accident insurance lawyers

In car accident cases, not only is an injury sustained in the car crash but so are financial losses. These may include lost wages and medical expenses that continue to arise long after the car accident has occurred. When a car wreck damages your vehicle it can be repaired or replaced with insurance coverage provided by your auto insurance company for property damage liability coverage which covers what you owe out of pocket when someone else causes car accidents on their account including Collision Coverage - Covers the costs associated with repairing or replacing damaged covered autos.

Comprehensive Coverage - Protects against physical damage from fire, theft, or vandalism (if added)

The moment one party was negligent in causing another's injuries due to car crashes there should be no doubt the car accident insurance lawyer will be pursued. Negligence is a type of car crash case that entails one party's reckless disregard for another person's safety and happens when drivers: Fail to use due care under the circumstances. Take chances or act in an irresponsible manner without considering potentially bad outcomes. Engage in risky activities like drunk driving, texting while driving, running red lights, etc

The car accident insurance lawyer basically asks questions about what happened during car accidents that may have been committed by someone else such as how they were injured and looking at medical records to figure out if this injury was caused by car crashes. They are also responsible for finding witnesses who can testify on behalf of their client so it helps them win car accident claims. The car crash lawyer will also see to it that the client is compensated for their injuries and losses such as medical bills, lost wages, pain, and suffering which are defined in car wreck cases by fault or negligence.

Almost every car owner knows they need car insurance but there may be more you don't know about auto coverage like Liability Coverage - Covers your legal responsibility to pay damages caused when someone else causes a car crash on account of your actions with liability limits up to $100,000 per person/per incident depending on state law. Collision Coverage - covers repairing or replacing damaged covered autos not caused by collision while comprehensive covers fire theft vandalism (if added).

We hope your car accident insurance lawyer has helped you figure out car accidents and car wreck cases better.

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