If you are injured on the job in Des Moines, Iowa, you may be entitled to workers' compensation benefits. Workers' compensation is a system of insurance that benefits employees injured or who become ill due to their job. To qualify for these benefits, you must have suffered an injury or illness while performing your job duties. Information can be found here.
There are a few different types of benefits that you may be entitled to under the worker's compensation system in Des Moines, Iowa. These include medical benefits, income benefits, and death benefits. Medical benefits will cover the cost of your medical treatment, including hospitalization, surgery, and rehabilitation. Income benefits will replace a portion of your lost wages while you cannot work. Death benefits provide financial assistance to the family of a worker who dies due to a work-related injury or illness. See here for information about Des Moines, Iowa Workers' Compensation: The Benefits of Filing a Claim.
If you have been injured on the job, it is crucial to seek medical attention immediately. Once you have received treatment, notify your employer in Des Moines, Iowa, as soon as possible. Your employer will then file a claim with their worker's compensation insurance carrier. You will also need to complete a claim form and submit it to the Iowa Workers Compensation Commission.
You must notify your employer within 90 days of your injury. The claim form must be submitted to the Iowa Workers Compensation Commission within one year of your injury. You may forfeit your rights to benefits if you do not meet these deadlines.