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  • Writer's pictureTom Fowler

When Accidents Happen: What Does Personal Injury Law Cover?

Every year, thousands of victims suffer from injuries due to someone else's negligence or intentional acts. In Des Moines, IA, personal injury law serves as a crucial safeguard for victims seeking justice and compensation.

Moreover, in this article, victims can learn about personal injury law and the different types of legal cases. They can also learn about the role of experienced lawyers in helping injured persons navigate the complex legal process to pursue compensation for medical expenses, lost wages, and more.

Understanding Iowa Personal Injury Law

Understanding Iowa Personal Injury Law

Personal injury law, often referred to as tort law, includes situations in which an individual suffers harm or injury due to another party's negligence or carelessness.

This area of law is civil in nature, meaning it involves private parties suing one another instead of criminal cases where the government prosecutes an individual.

In personal injury cases, the goal is to help the injured party collect damages to cover medical bills, lost wages, deal with the insurance company, and other consequences of the injury.

The Importance of Obtaining Legal Assistance

Sometimes, the involved parties resolve each personal injury case through negotiations and settlements rather than taking it to trial. They, along with their own lawyer, work together to come to an agreement.

However, if a case does proceed to trial, it may be heard by a judge and jury or a judge alone, who is responsible for determining each party's liability and calculating a fair amount of damages.

Types of Cases Covered by Personal Injury Law

This law covers various situations, from workplace accidents to medical malpractice cases. Car accidents make up the majority of these cases, comprising over 50% of all cases annually.

These cases often result in the plaintiff, or injured person, succeeding in their personal injury claim and may lead to a median award of $16,000.

Working with a Law Firm in Des Moines, IA, to Secure Fair Compensation

In the event of an injury, it is crucial to consult an experienced personal injury lawyer in Des Moines, IA, who can provide legal representation and navigate the complexities of these legal claims.

Furthermore, professional attorneys can work diligently to ensure that the injured receive the compensation they deserve from insurance companies and other responsible parties, whether through informal settlement negotiation or a formal personal injury lawsuit.

Types of Legal Claims in Personal Injury Law

Tort law includes a variety of legal claims that arise when an individual suffers harm due to another party's actions or inactions. The following situations are among the most common types of personal injury cases:

  1. Accidental injuries: These injuries happen when someone else's fault or failure to fulfill a professional obligation causes harm to a person. Personal injury claims can arise from medical negligence cases, accidents on properties when owners or renters fail to maintain their space, car accidents, and more.

  2. Strict liability claims: In certain situations, victims can file personal injury claims regardless of negligence or wrongdoing; for example, if a defective product injures someone, the manufacturer may face strict liability. This means the manufacturer is responsible for the injured party's losses, even if they did not intentionally or negligently develop, manufacture, or market the product.

  3. Intentional torts: When someone intentionally causes harm to another, personal injury laws provide the injured party with the right to pursue compensation.

There may be other circumstances in which these laws form the basis of a claim against a defendant who has caused harm. In such cases, a personal injury lawyer in Des Moines, IA, can provide guidance in understanding the applicable laws and navigating the legal process. Tom Fowler Law can answer questions like, "What does personal injury protection cover?"

The Importance of Working with a Personal Injury Attorney in Des Moines, IA

The Importance of Working with a Personal Injury Attorney in Des Moines, IA

When someone sustains an injury without being at fault, handling medical bills and navigating the complex legal system can be overwhelming. However, working with a law firm in Des Moines, IA, can greatly impact the case outcome.

Legal professionals have the expertise and experience to guide clients through the legal process, ensuring they understand their rights and receive fair compensation for their injuries.

The Advantages of Having a Personal Injury Lawyer to Handle Interactions with Insurance Companies

One of the primary benefits of working with a personal injury lawyer is their ability to manage interactions with insurance companies and other parties involved in the case.

Most personal injury attorneys possess negotiation skills and advocate on behalf of their clients to secure the maximum possible compensation.

Furthermore, Des Moines injury lawyers can provide valuable support and guidance throughout the entire legal process. They can help gather evidence, build a strong case, and represent clients in court if necessary.

A law firm can also assist in determining the right time to accept a settlement offer and advise clients about potential damages they may be eligible for, even for injuries that seem minor.

The Importance of Obtaining Legal Representation for Fast Recovery

When dealing with insurance companies or other private parties, it is essential to remember that their primary goal may be to pay out as little as possible to maximize profits.

In contrast, the injured party's objective is to obtain a large damage award to compensate for their suffering. Moreover, a personal injury lawyer in Des Moines, IA, can ensure that clients receive the compensation they deserve.

Personal injury lawyers work on a contingency basis, meaning they receive payment only if their clients win their case or settle out of court. Furthermore, this fee structure eases concerns about affording legal representation, making it accessible to those who need it most.

Work with a Professional Lawyer to Solve the Personal Injury Case

Research has shown that plaintiffs who have legal representation tend to receive larger settlements than those who do not. This is because personal injury cases can become complex, especially when insurance companies or other parties refuse to take responsibility.

Personal injury attorneys are experts in navigating these complexities, maximizing their clients' recovery, and ensuring they receive justice. Tom Fowler Law can explain what the duties of a personal injury lawyer are.

The Bottom Line

Handling a personal injury case or claim can be challenging, especially when dealing with insurance companies and complex legal processes. It is crucial to seek the guidance of experienced attorneys to ensure a fair outcome in most personal injury cases or wrongful death situations.

The dedicated team at Tom Fowler Law is well-equipped to navigate the intricacies of personal injury lawsuits, ensuring clients receive the compensation they deserve.

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