Is It Worth Getting a Lawyer for a Car Accident?
Car accidents can be extremely devastating, as anyone involved could suffer injuries or material damage. As a result, if you were the victim of a car accident, you most likely turned to the insurance company of the party at fault.
However, you might also wonder if it’s worth getting a lawyer when planning to make a claim. And while you might think that lawyers are a good idea only when you want to take things to court, the reality is far different. But let’s see how lawyers can help you get a fair settlement and whether it’s worth hiring one.
How Can a Lawyer Help?
Generally speaking, it’s always a good idea to get a lawyer, no matter if you want to sue the other party or not. Why? Because lawyers can help to protect you from damages related to the accident. In fact, it can be hard to predict whether any injuries could need costly medical treatments later down the road. An experienced lawyer can help you understand potential costs, allowing you to adjust your expectations regarding compensation. They can also help if you are trying to settle car damage without insurance.
But there are other ways that a lawyer can assist you when it comes to car accident claims.
Calculate Your Damages
Lawyers can help you accurately calculate all your costs and damages to ensure that any settlement that you negotiate will cover all of your financial liabilities related to the accident. In other words, lawyers know exactly how to account for economic and non-economic damages and protect you from having to pay any costs out of your own pocket, which is essential if the accident wasn’t your fault.
Depending on the details of your case, you could receive compensation for:
● Medical costs
● Costs for physical therapy
● Costs for medical accessories or mobility devices
● Lost wages
● Pain and suffering
● Loss of life enjoyment
Keep in mind that the list is not exhaustive, meaning that you could receive compensation for other damages too. But the only way to know exactly what kind of damages you can receive is to hire a lawyer, as they can evaluate your case thoroughly.
Negotiate With Insurance Companies
It can be quite difficult to negotiate adequate compensation with insurance companies. That’s because they will try to fight and reduce the amount you deserve or even deny the claim altogether. Fortunately, a car accident lawyer can help you with tough negotiations. Your lawyer will do his best to help you receive fair compensation, no matter how much negotiation it takes.
Offer Legal Advice
Lawyers have a deep knowledge of the local laws and regulations. Therefore, they are able to advise you on important legal problems regarding your case, such as applicable statutes of limitation for filing a case. That information can be extremely valuable and can prevent you from missing deadlines, which would make you ineligible to receive compensation.
You Get Piece of Mind
Having a lawyer on your side can give you peace of mind. By that, we mean that you don’t have to stress over the details of your case, as the lawyer will handle everything for you. As a result, you can focus on recovery and spending time with your family, which is essential after a life-changing event like a car accident.
Represent You in Court
Most car accident claims are settled out of court. However, sometimes, the only thing you can do to receive compensation is to initiate a personal injury lawsuit. And while you always have the option to represent yourself in court, that could leave you vulnerable.
The defense lawyer may take advantage of the fact that you don’t have professional legal representation, which could prevent you from getting any compensation in the end. So, it’s always better to get an experienced lawyer, particularly if things escalate to a full-on lawsuit.
Don’t Settle for Less
At the end of the day, it’s easy to see why hiring a Des Moines car accident lawyer could prove to be extremely beneficial. Not only can they calculate your damages and help you understand how much money you can receive, but they can also represent you in court in case of a lawsuit. And while searching for a trusty lawyer can be hard, you can always count on Tom Fowler, Attorney at Law. This firm’s Personal Injury division is ready to tackle any case, no matter how complex it is.