How Long Does It Take to Settle an 18 Wheeler Accident?

Being involved in an 18-wheeler accident in Iowa can be devastating. The consequences can be far-reaching, and in many cases, such an accident can lead to an insurance claim and settlement. For someone facing the pain of injury and financial loss, the timing for this monetary payout to be finalized can be critical. Many factors might influence how long it takes, including the following.

Time to Settle an 18 –Wheeler Accident

The time it takes to settle an 18-wheeler accident can vary for many reasons. For instance, it could take some

time to establish who was liable for the accident, especially if Des Moines truck accident attorneys get involved. Some of the parties involved might be incapacitated due to the injuries sustained, which might delay how soon they can pursue the matter fully. Another factor to consider is the time it might take to gather all the necessary documents concerning the injuries and damages sustained because of the accident.

The sooner a settlement can be reached, the better. Depending on which driver was liable for the accident, the insurance company may have to make a monetary payout to the other victims of the incident. In Des Moines, under Iowa state laws, a determination of the at-fault driver is required to proceed because it is their insurance company that must settle. 

Comparative fault can be established when both drivers contributed to the accident, either through negligence or wrong driving actions. This affects how the contribution of each driver’s insurance company is applied to the settlement.

In the case of 18-wheeler truck accidents in Des Moines, IA, accident victims could be looking at around six months or so for minor cases with only minor tissue damage. It can take up to two years for the case to be finalized for more complex cases and those involving multi-million dollar settlements.

Semi-truck accidents usually lead to the highest vehicle accident payouts, but this also means that they often take much longer to finalize. 

Truck Settlement Length

Possible Repercussions of an 18-Wheeler Accident

Involvement in a semi-truck accident can result in many losses, financial and otherwise, for the involved parties. These affect the settlement amount and the complexity of the case, which can also delay the finalization of the matter.

Here are some of the injuries, damages, and losses that must be taken into consideration:

  • How much personal injury was sustained as a result of the accident? Minor and major injuries require medical treatment, which is an expense.

  • When an accident victim suffers a devastating injury such as spinal or brain damage, they may need treatment and rehabilitation services for years or life. 

  • Injuries from truck accidents in Des Moines, IA, can lead to time off work and lost income in both the present and long term.

  • In the worst cases, there might be one or more fatalities as a result of the accident.

  • The vehicles involved in the accident may be damaged or totaled. One might need repairs or replacements.

  • An accident also causes a lot of pain and suffering, which cannot be easily measured nor quantified. 

Speeding Up Settlement

Apportioning Liability and Speeding Up the Settlement 

A vehicle accident, especially a major one involving an 18-wheeler, can lead to some long-term and devastating consequences. An accident victim is likely to be seeking out the fastest payout possible, especially if they have been injured, need to cover medical expenses, or have lost the use of their vehicle. Through experienced legal counsel in personal injury cases, it may be possible to speed up the settlement process to some extent.

Because of Iowa laws concerning accident cases and personal injury, it is essential to determine relative liability for the accident as fast as possible. It must be ascertained which driver was responsible, what caused the accident, and if there was any negligence involved. If there were any external factors at fault, such as inclement weather, as is common in Iowa winters, an evaluation of these is necessary.

Once all the evidence is available to determine who was liable, it is necessary to evaluate the extent of the injury and damage. Medical records and proof of medical expenses should be readily available. Police reports and vehicle inspection records are also needed. 

Settling an 18-wheeler accident might take some time if it is a complex case. It partially depends on how fast liability can be established and evidence of the losses incurred can be supplied.